The fast and secure personal account.

Malta Business User Account is the multi-platform and multi-platform payment account with a portfolio that manages an unlimited number of credit cards and savings channels.

With Malta Business personal account you can:

  • Activate your Mastercard at no additional cost in the states belonging to the SEPA Community
  • Pay to anyone around the world
  • Receive money from anyone from anywhere in the world
  • Make urgent payments
  • You can also get a personalized Iban SEPA

The Malta Business personal account can be updated at any time in the business account

Monthly cost €. 1,25
Mastercard or Visa card request Max € 15.00
Internet banking GRATIS
Scratch card for access GRATIS
Withdrawal at Point  € 3.00
Payment to own Em@ney accounts GRATIS
Topup own Mastercard € 1.50
Payment at point €. 3.00
Service that requires manual processing € 25.00
Physical copy statement € 10.00
Payment to other Em@ney accounts € 2.00
Topup other Em@ney Mastercards € 3.00
Payment to SEPA circuit 0.08 % (min € 4.00)
Non-SEPA payments On request
Other payments Prices in Internet banking
SMS delivery € 0.15
Re-issue of EmToken € 1.00
Block or suspension own Em@ney account € 5.00
Reactivation own account € 5.00

Documents required for open a USER ACCOUNT

IMPORTANT: for Compliance reasons all documents must be complete in all their parts

  • Colour copy of valid identity card or passport
  • SELFIE with handwritten recognition document
  • Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months
  • Completed, signed and verified Contract and Terms&Conditions

PLEASE NOTE: If you do not have the passport, please note that the address on the ID card and on the of proof of address must match. Otherwise you will need to submit a colour copy of two different proofs of address, not older than 3 months, such as: two bills OR bill and account statement or bank letter OR bill and residence certificate OR bank statement or letter and residence certificate.

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