Three solutions to manage financial flows and studied to follow your business.

The business account, which is offered in three solutions Start-up, Standard and Professional, allows the control of all financial flows and is designed to follow your business, in the payment phases, from the provision to the reception.

All services are developed around a secure and always up-to-date internet platform, accessible 24 hours a day, in accordance with the current banking and risk management regulations provided by the authorized financial institution.

If you are already a client of the Malta Business network, you can convert your business account to open a point and then start to provide all the added-value services provided for by the accession.

And yet, customers with a Business profile can become official Malta Business distributors by offering their customers our complete services and MasterCard® rechargeable cards.

The account can be opened even in the presence of prejudicial against you (Foreclosures, crif reports, protested, bankrupt, etc.etc.)

From a single platform you can manage incoming and outgoing payments as well as manage all the cards of your company.

  • Activate a Mastercard without additional costs from SEPA community members
  • Make payments from anywhere in the world
  • Receive payments from anywhere in the world
  • Make urgent payments
  • Accept online payments
  • Activate the Mastercard company for your employees without losing control and security

Start Up

Year max turnover €. 50,000
€. 16.66 month

Standard

Year max turnover €. 250,000
€. 29.16 month

Professional

Year max turnover unlimited
€. 41.66 month
Contact our offices for information

Business accounts

Internet Banking – GRATIS

Activation of Em@ney business account – based on your choice

Annual fee of Em@ney Business account – based on your choice

Mastercard or Visa card request – Max € 15.00

Withdrawal at Point – € 3.00

Payment to own Em@ney accounts – GRATIS

Topup own Mastercard – 1% (min. €.1.50)

Service that requires manual processing – € 25.00

Physical copy statement – € 10.00

Payment to other Em@ney accounts – € 2.00

Topup other Em@ney Mastercards – € 3.00

SEPA payments – 0.08 % (min € 4.00)

Non-SEPA payment – on request

Block or suspension own Em@ney account – € 5.00

Reactivation own account – € 5.00

IMPORTANT: for Compliance reasons all documents must be complete in all their parts

  • Colour copy of valid identity card or passport of authorized signatory
  • SELFIE with handwritten recognition document of authorized signatory
  • Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of authorized signatory
  • Colour copy of CERTIFICATE OF INCORPORATION, HOLDING MEMORANDUM, CERTIFICATE OF VAT
  • Colour copy of proof of address (utility bill or bank statement or good standing) of the Company not older than three months
  • Completed, signed and verified Contract and Terms&Conditions

PLEASE NOTE: If you do not have the passport, please note that the address on the ID card and on the of proof of address must match. Otherwise you will need to submit a colour copy of two different proofs of address, not older than 3 months, such as: two bills OR bill and account statement or bank letter OR bill and residence certificate OR bank statement or letter and residence certificate.

 

Documents required for the activation of a BUSINESS ACCOUNT
Company having ONLY natural person as shareholders

IMPORTANT: for Compliance reasons all documents must be complete in all their parts

  • Colour copy of valid identity card or passport of authorized signatory and of each shareholder/member
  • SELFIE with handwritten recognition document of authorized signatory
  • Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of authorized signatory and of each shareholder/member
  • Colour copy of CERTIFICATE OF INCORPORATION, HOLDING MEMORANDUM, CERTIFICATE OF VAT
  • Colour copy of proof of address (utility bill or bank statement or good standing) of the Company not older than three months
  • Completed, signed and verified Contract and Terms&Conditions

PLEASE NOTE: If you do not have the passport, please note that the address on the ID card and on the of proof of address must match. Otherwise you will need to submit a colour copy of two different proofs of address, not older than 3 months, such as: two bills OR bill and account statement or bank letter OR bill and residence certificate OR bank statement or letter and residence certificate.

IMPORTANT: for Compliance reasons all documents must be complete in all their parts

  • Colour copy of valid identity card or passport of authorized signatory
  • SELFIE with handwritten recognition document of authorized signatory
  • Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of authorized signatory
  • Colour copy of CERTIFICATE OF INCORPORATION, HOLDING MEMORANDUM, CERTIFICATE OF VAT
  • Colour copy of proof of address (utility bill or bank statement or good standing) of the Company not older than three months
  • Completed, signed and verified Contract and Terms&Conditions

The Companies participating in the contractualised company are requested to provide:
1. Colour copy of valid identity card or passport of authorized signatory
2. Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of authorized signatory
3. Colour copy of CERTIFICATE OF INCORPORATION, HOLDING MEMORANDUM, CERTIFICATE OF VAT
4. UBO (Ultimate Beneficial Owner) (signed by the legal representative, ONLY IN CASE OF COMPANIES WITH A STAKE EQUAL AND / OR GREATER THAN 10%, or if a partner is a “FINANCIAL COMPANY”)

PLEASE NOTE: If you do not have the passport, please note that the address on the ID card and on the of proof of address must match. Otherwise you will need to submit a colour copy of two different proofs of address, not older than 3 months, such as: two bills OR bill and account statement or bank letter OR bill and residence certificate OR bank statement or letter and residence certificate.

IMPORTANT: for Compliance reasons all documents must be complete in all their parts

  • Colour copy of valid identity card or passport of authorized signatory and of each shareholder/member
  • SELFIE with handwritten recognition document of authorized signatory
  • Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of authorized signatory and of each shareholder/member
  • Colour copy of CERTIFICATE OF INCORPORATION, HOLDING MEMORANDUM, CERTIFICATE OF VAT
  • Colour copy of proof of address (utility bill or bank statement or good standing) of the Company not older than three months
  • Completed, signed and verified Contract and Terms&Conditions

The Companies participating in the contractualised company are requested to provide:
1. Colour copy of valid identity card or passport of authorized signatory
2. Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of authorized signatory
3. Colour copy of CERTIFICATE OF INCORPORATION, HOLDING MEMORANDUM, CERTIFICATE OF VAT
4. UBO (Ultimate Beneficial Owner) (signed by the legal representative, ONLY IN CASE OF COMPANIES WITH A STAKE EQUAL AND / OR GREATER THAN 10%, or if a partner is a “FINANCIAL COMPANY”)

PLEASE NOTE: If you do not have the passport, please note that the address on the ID card and on the of proof of address must match. Otherwise you will need to submit a colour copy of two different proofs of address, not older than 3 months, such as: two bills OR bill and account statement or bank letter OR bill and residence certificate OR bank statement or letter and residence certificate.

IMPORTANT: for Compliance reasons all documents must be complete in all their parts

  • Colour copy of valid identity card or passport of the President in charge
  • SELFIE with handwritten recognition document of authorized signatory
  • Colour copy of proof of residential address (domestic utility bill or bank statement or residence certificate) not older than 3 months of the President in charge
  • STATUTES AND MEMORANDUM OF ASSOCIATION (preferably not older than three months)
  • COLOR COPY OF PROOF OF LEGAL ADDRESS OF ASSOCIATION/CIRCLE (utility bill or bank statement or good standing) not older than three months if the Articles / Memorandum are not updated
  • LAST MEETING MINUTES (only when the person identified as “President” and the documentation of which has been provided, does not correspond to that indicated on the Statute / Articles of Incorporation)
  • Completed, signed and verified Contract and Terms&Conditions

PLEASE NOTE: If you do not have the passport, please note that the address on the ID card and on the of proof of address must match. Otherwise you will need to submit a colour copy of two different proofs of address, not older than 3 months, such as: two bills OR bill and account statement or bank letter OR bill and residence certificate OR bank statement or letter and residence certificate.

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